Hey there, I’m Kristie Reph, the heart behind Inspirit Financial Coaching. My journey with money wasn’t always smooth—I know exactly what it feels like to stare down a mountain of debt. After paying off $290,000 (not including my house, that was already paid off), I realized my story could help others find the freedom and peace I fought hard to create. That’s when I decided to become a Certified Financial Coach and turn my real-world experience into a lifeline for others ready to change their financial future.

Through my coaching, I help hardworking people like you ditch the stress, get crystal-clear with your money, and start building real wealth—without judgment or confusing financial jargon. I'll meet you where you are, because I’ve been there too. Whether you’re buried in debt, tired of living paycheck-to-paycheck, or just want the best plan for your future, I’m here to walk the road with you. Let’s rewrite your money story together—one smart, powerful step at a time.